For-Sale Affordable Housing
For-Sale Below Market Rate (BMR) housing is priced to be affordable to households that are low- to moderate-income. The price for a for-sale BMR housing unit is typically lower than the prices of similar homes that are being sold or rented on the open market. Owners of a BMR housing unit must occupy the home as their primary residence and comply with restrictions on the unit designed to ensure the unit remains affordable to future buyers.
In 2018, the City adopted an Inclusionary Housing Ordinance is to increase affordable housing opportunities for those looking to rent and those looking to own a home in South San Francisco. The Ordinance also aims to ensure that homes remain affordable over time. To learn more, see SSFMC Chapter 20.380: Inclusionary Housing Regulations.
Interested in Buying a BMR Unit?
Households interested in buying a for-sale BMR unit must complete a HUD-approved 8-hour first-time homebuyer education course. The date on the completion certificate for the class must be within six months of the date of application for a BMR unit. The following agencies offer HUD-approved courses. Other agencies may qualify if they meet the HUD-approved 8-hour homebuyer education course requirements.
Households interested in buying a for-sale BMR unit are encouraged to engage a local, licensed real estate agent to represent them through the process.
Current Listings
2210 Gellert Boulevard, Unit 5107
Welcome to South City Lights in the highly sought-after Westborough neighborhood of South San Francisco! This spacious Below Market Rate (BMR) 1BD/1BA condo offers approximately 828 sq. ft. of comfortable, well-designed living space. The open-concept kitchen features granite countertops, gas cooking, dishwasher, and convenient bar seating that flows seamlessly into the living and dining areas. The generous bedroom is complemented by a spacious walk-in closet, while the bathroom features dual sinks and an oversized soaking tub. Step outside to your private balcony for a relaxing outdoor retreat. Additional highlights include in-unit laundry, assigned underground parking, and access to the South City Lights community fitness center. Enjoy an exceptionally convenient Westborough location with groceries, shopping, dining, coffee, parks, and everyday essentials just moments away, along with easy access to public transportation and major Peninsula commuter routes. A wonderful opportunity for qualified buyers to own in one of South San Francisco's most desirable and convenient communities. Maximum household incomes cannot exceed 120% of the San Mateo County Area Median Income. Maximum income for 1 person = $168,650; 2 = $192,750; 3 = $216,850.'' Prospective BMR buyers must submit a complete pre-qualifying application in addition to a lender pre-approval letter to start the eligibility process. Incomplete applications will not be reviewed. APPLICATION DEADLINE IS 11/19/2026 by 12PM. Unit available through the City of South San Francisco and is subject to resale controls, monitoring, & other restrictions.
BMR Buyer Prequalification Application(PDF, 410KB)
To view the full listing or for more information on how to submit an application, please visit the following link: 2210 Gellert Boulevard # 5107
889 McLellan Drive:
Applications are no longer being accepted for this property. The application period has ended.
The lottery took place on August 11, 2026. To view the lottery drawing, please visit the City's YouTube page: 889 McLellan Lottery
Lottery Results(PDF, 184KB)
Existing BMR Homeowners
The City's Procedures and Guidelines for Inclusionary Housing Packet(PDF, 997KB) provides information for existing BMR homeowners on a range of topics, including:
Improving Your BMR Home
Thinking about making improvements to your home? Do you want to add the cost of the improvements to the future resale price of your home? In accordance with your Resale Restriction Agreement, the City will approve improvements that improve the health and safety conditions of your home. Find out more about receiving such approval before any work is done.
Refinancing Your BMR Home
You may refinance your BMR home to take advantage of lower interest rates and other improved loan terms. However, refinances are subject to certain requirements and restrictions. Find out more about refinancing your BMR home(PDF, 140KB).
Selling Your BMR Home
Considering selling your BMR home? Find out more about how to put your home on the market.